“A rich man had a fertile farm that produced fine crops. He said to himself, ‘What should I do? I don’t have room for all my crops.’ Then he said, ‘I know! I’ll tear down my barns and build bigger ones. Then I’ll have room enough to store all my wheat and other goods. And I’ll sit back and say to myself, “My friend, you have enough stored away for years to come. Now take it easy! Eat, drink, and be merry!”’ But God said to him, ‘You fool! You will die this very night. Then who will get everything you worked for?’” (Luke 12:16-20)
Substitute the words “financial freedom” whenever you see or hear the word “retirement.” Retirement is not something you do at a certain age; it is not another life; it is something that happens when you have enough income coming in to your home to support your family, your lifestyle and the causes God has placed on your heart without having to work each day.
Why? Retirement is a concept that has focused our financial planning on accumulating assets to fund old age. The thought is that you want to make sure you have enough money saved so you don’t run out after you leave work. You are renewing your mind towards God’s plan for sustainability, increase and purpose-driven income by choosing not to use the word ‘retirement’ in the context of personal finances. When you start to consciously make the substitution of words you are affirming God’s plans for blessing and increase, not for self-sufficiency and decrease. This will also help you to focus on what it will take to be able to leave the workforce – income, not necessarily savings that you’ll live off. When you are able to leave work with the income you need to live the life God has called you to, then you will be financially free – not retired.