This is the ‘forward’ from the Moneyology Course Workbook. I thought the information was important and relevant to share and pray that it provides some thought provoking concepts. I know not everyone will agree with everything you read here, but I leave that in God’s hands to speak to everyone individually about their own heart and circumstances.
I do pray, that you let the information settle in your thoughts for a while and turn to the Word for revelation about what He’s really saying to you in your response. I also pray that by sharing this with you now it provokes at least a pin-prick of interest and that if you haven’t already joined the preview group of Moneyology Course participants, you might decide to join us in this grand adventure to awaken revival amongst God’s people through finances!!
Let’s begin by being perfectly clear on a few things:
- The majority of people do not enjoy talking about money.
- The majority of Christians would prefer to talk about it even less.
- Very few people have any formal financial training so have learned about finance from family, friends, financial industry professionals and the media.
- Formal financial training is developed and delivered by the financial industry.
- The financial industry operates from a worldview, not from a biblical, kingdom perspective.
All this means that at best, all the financial information most people have for navigating the day-to-day reality of earning, banking, spending, saving, borrowing, investing, insuring, and even giving has in some way been influenced by the information and experiences picked up and perceived from others who have also received their financial training from this worldview.
Within the church there are many different ‘camps’ in terms of what is taught (or not taught) about finance. Many pastors are uncomfortable speaking about it or don’t believe it’s a role of the church to preach on. Others believe that giving should be taught and some do this because the tithe from their congregation is their ‘bread and butter’. Others teach on giving as it relates to generosity and sharing God’s love with others in need.
Some pastors recognize that money is an area of life that holds people captive so they offer programs within their church, but because they themselves don’t have a finance background they outsource programs which tend to fall into a couple different categories: One is programs provided by financial professionals from their congregation. These people will be either trained by the financial industry, or perhaps have been trained by an organization. Either way, the bias based on their frame of reference is still the worldview. The other is to outsource programs that have been adopted or developed by, or for the church by someone with a finance background and … you guessed it they are still subscribing to a worldview with some scripture rolled in.
So what makes what I bring to the table different? I have a formal finance background and even taught the curriculum for financial advisors for many years. I’m just now coming into the awareness of why people didn’t really understand the message I taught for so many years. It seemed so obvious but hard for people to grasp the concept of creating income from nothing and managing it within the worlds system. I am discovering through revelation of the Holy Spirit that this approach challenges both the conventional view worldview and Christian money teaching – yet is life changing for people as they open their minds and hearts and begin to apply the simple strategies.
I have seen far too many ‘Christian’ money programs that will quote a bible verse and highlight ½ the verse and leave the second ½ as though it’s somehow not as significant because it doesn’t fall within the formal training the developer had from within the world’s system. This is not to say you aren’t able to get some good information from many of these programs. It’s also definitely not putting down professional expertise and the benefit people get from being exposed to any kind of money teaching.
It’s to say that the reality is that the basis for the training is still the world’s view – and this view is birthed from a perspective that attempts to place money as a scarce resource that we need to ‘be good stewards of’ so we have enough for ourselves and hopefully for others too.
That is not God’s plan!
Yes, money that flows through our lives does need to be managed efficiently, but that’s only ½ the truth again. For example, saving for retirement and getting out of debt are common themes in our conventional view. But bible has only one reference to the concept of retirement for example, and it’s a direct quote against it! The bible repeatedly references sowing and reaping and an agricultural, entrepreneurial model for earning income.
The conventional teaching, Christian and non-Christian, is about managing or stewarding the money God has given you to manage. This scarcity approach fuels fear, doubt, scarcity, lack and greed. The conventional teaching on money turns money into a God and ‘poof’ our entire society is under the influence of a spirit of mammon and most of the church is oblivious to how it’s fueling it as well.
God’s Word definitely also talks about the perils of debt, but to emphasize getting out of debt by cutting back, not ‘overspending’, and sacrifice, is counter to the way our society works and doesn’t recognize the bigger benefits the accumulation of debt has provided. When the community arounds us prospers, everyone prospers. If you work against that, you are fuelling poverty, not strength. Systems and income will eliminate non-productive debt, not sacrifice, struggle and cutting back. But where do you learn about efficient systems for managing the everyday flow of money? From the bank who want you to use their bank accounts and credit card products? No, they will explain their products but not how to use them efficiently because this isn’t part of the financial curriculum for advisors.
And where do you learn about creating sustainable income? Not anywhere from the financial industry because they have openly said it’s not their role to teach on how to create income in the first place; only how to manage and grow it once you have some. Far too many people are dependent on a paycheque for their income, yet are exposed to a never ending stream of new investment options or home-based business strategies that promise to provide a dream lifestyle. Who’s dream? And how do they do this? They tap into an emotional lack within their prospects who have a desire for more, but don’t know where or how to access it. Even when they have a sense that God wants to them to pursue something greater they are usually met with opposing doubt, negativity, or concern from the people they share their ideas with because they too have grown up to develop a mindset of confusion around money.
There are a few churches and ministries who do speak openly about money, the world’s economic system, and God’s plans for blessing and prosperity with fruitfulness that multiplies – Hallelujah and Amen!! But, they are often met with resistance and judgement from others, again from an ignorance of the incongruency between God’s plans for blessing and the world’s plans for control. These church leaders who are anointed to preach the good news Jesus brought to the poor (anyone who has any financial lack or restriction in their life) still don’t have the connection between biblical truths about money, and the practical day-to-day reality we operate in need to align.
That’s what Moneyology and Financial Grace are all about – the connection between God, Money, and Real Life Today! It is my sincere desire that God’s people will hear an anointed message on God’s love and infinite desire to bless and to be supported practically to accelerate the realization of fruitfulness and increase in their lives and the lives of God’s people everywhere!
We cannot continue to close our eyes and pretend like this isn’t important. The conventional view is fueling poverty, depression and hopelessness that is reaching epidemic proportions in our society. The reduced self-esteem and motivation fuel a need for desires to be met outside of what money can buy since debt is crippling more people than will admit it. And if its not debt then its intimidation to step out and follow their passion; or it’s the opposite: pride and selfishness because people have a ‘good job, a nice house, a retirement account, good cars, and are able to take a couple of holidays a year while also giving to the church and causes they believe in’ I say this is selfish, because I meet a lot of people like this who don’t see the need for them to expand their financial capacity because in their mind, ‘they’re doing ok’.
They’re not – because the system is broken and at any moment we could be forced to choose between the world’s economic plan, or God’s supernatural provision. On top of that, all around us people are suffering. Marriages are on the rocks. Children are being raised by the world or abandoned to the media. Too many people have adopted an attitude that as long as they’re ok, they don’t need financial education. What about our young people? What about the elderly and sick in our communities? What about the severely impoverished in areas around the world where systemic poverty has gripped whole nations?
Then there’s the moral decay that’s rapidly overtaking our culture as people are being brainwashed by 24-hour news and mind-numbing, morally bankrupt TV. Never mind the ridiculous rate at which pornography has taken hold of both men and women as the search for self-fulfilment and self-satisfaction has become an addiction that is so commonplace we don’t even recognize it.
Sure, within the church we can stand against the moral decay and growing corruption through prayer and abstinence teaching, but we also need to recognize that Satan’s plan from the beginning was to make man feel like they were missing something. His primary tool throughout the ages is to use economics – money – against God’s people. And through economics he has been able to affect all kinds of other addictions, sexual immorality, jealousy, envy, and every kind of idolatry. Infrastructure and technology exist today that mean the mark of the beast described in Revelation 13 forcing all people to chose between the world’s system of financial exchange, or God’s supernatural provision is very real.
We have to develop that righteous anger that Jesus demonstrated towards the money changers at the temple. The money changers were the bankers of the day – and while I’m not saying that bankers and financial professionals are evil – not at all, I’m saying that the world’s financial system is designed to enslave and to keep us in poverty. God’s plan is for blessing and increase!
Navigating both in the context of a system entrenched in every area of our thinking requires prayer, God’s Word, a community of like-minded people, re-education, equipping, and empowerment with practical, non-conventional strategies! And this definitely means we need to find and work with financial professionals to help us navigate the increasingly complex world or personal and business finance. Just remember that the chairman of your board of advisors is the Holy Spirit and the Word of God!
Are you up for the transformation? Then I hope you’ll join me and the others who are participating in the Moneyology Course to Revisit Wealth to Connect God, Money and Real Life Today. You can order the preview program here and stand by for more ways you can get involved, ask questions and share ideas and support as we all come together to let God do infinitely more than we can ask or imagine through our surrender to Him with every area of our life and finances!