“No one can serve two masters. For you will hate one and love the other; you will be devoted to one and despise the other. You cannot serve God and be enslaved to money.” (Matthew 6:24 NLT)
Sometimes a financial goal is simply to maintain your current status or to keep your options open while you wait on God. The rate of return on an investment or a loan is not the most important criteria when evaluating financial solutions. Nor is it God’s plan that you deplete your assets or equity to live the life He has planned for you. Flexibility and maintenance in your finances is a goal that gets overlooked, yet is essential to provide the freedom to explore ideas, create plans, and enable increase in your financial position, not decrease. Sometimes God will let financial struggles come into your life to shake off worldly desire that leads to uncertainty, but it’s not His plan that you stay stuck in a pattern of depleting resources or plan to reduce your assets in order to fund your life. His plans are for increase and sustainability for you, your family and your community of influence.
Why? Complacency, boredom, fear, or even “busyness” can keep you running a treadmill of chasing money, then depleting what you have or maxing out your access to cash because your financial decisions are made based on what you can ‘see’ accessible to you to live your lifestyle in the moment. However, when you get comfortable where you are, even if it’s not really where you want to be, or sustainable long-term, there is this idea that somehow you’re doing okay. But, in order to maintain this level of income in the future, many people are actually preparing for stress because their underlying plan is to decrease in their finances so they end up chasing more money so they don’t run out. They are told they will need less income after work and they plan to sell their homes and live off the equity as well as their savings. The plan becomes one of depletion, not even maintenance. You might be comfortable where you are, or not know where God is leading you, but guaranteed no one wants to go backwards; no one wants to downsize their lifestyle; no one wants to feel trapped or stuck because they are forced into a situation where they must change because of outside circumstances. God’s purposes for your life don’t have to be exotic to be significant or dramatically expensive. Maintaining the status quo as a starting place is a powerful motivator.