“For I know the plans I have for you,” says the Lord. “They are plans for good and not for disaster, to give you a future and a hope”. (Jeremiah 29:11)
Don’t let someone else, or society, decide what your financial goals ‘should be’ There is no such thing as ‘common goals’. You must be able to articulate and write your very own personal lifestyle goals in your own handwriting and determine the monthly price tag for that desired lifestyle. Checking off a list of possible goals that someone has suggested to you in a financial planning interview doesn’t count.
Why? The concept of having personal hand-written goals proven by study after study and we have all experienced it and know it to be true if you ever gone to the grocery store hungry and without a list? Have you gone to the store with a couple items in your mind to buy, then come home and realized you had forgotten one. I called my husband from inside the store once and asked what else we needed besides salad. When I got home, guess what I forgot to buy?
If this simple idea of writing a shopping list can have such vivid results, it’s easy to understand how powerful the concept can be if applied to larger goals. In reality, however, it can be quite difficult to put something on paper that you don’t Immediately see ‘how’ it could ever be possible given your current situation.
To help bridge the gap between your current reality and the dreams, visions, passions and desires God has uniquely planned for you, practice writing your shopping list and estimating the cost (not your pre-planned fixed, budget) and while you’re out, write down items and costs of items that appeal to you. This way you are building a mindset of cash flow planning based on spending needs, not a restricted budget, and you are building a ‘shopping list’ of specific goals that you can take to the Lord in prayer to show you how, when, where, why, and what He is leading you to do to bless you with these items. This process also helps strengthen your faith against fear, doubt, uncertainty, untempered desire and a poverty mindset.